Buy Mattress on 0% Interest Installment | Ru9

1. What is credit card installment for mattress purchases?
Credit card installment is a widely popular payment method around the world, and is now trusted by many consumers in Vietnam.

When buying a mattress on installment, you only need to pay an initial amount based on your order. The total transaction is divided into equal monthly payments over your chosen term (3, 6, 9, or 12 months), and each installment amount will appear on your monthly statement.

This method can be completed from anywhere — no need to visit a store in person.

2. Benefits of buying a mattress on installment

  • 0% interest: no risk, no hidden costs.
  • Fast & easy: streamlined process with simple procedures, saving time and effort.
  • Reduces financial pressure: instead of paying everything upfront, split the cost into manageable monthly payments.
  • Works with many banks: up to 22 banks to choose from.
  • Flexible terms: choose your preferred installment period — 3, 6, 9, or 12 months.
  • Best policies always guaranteed: free 100-night home trial, free nationwide delivery, warranty up to 10 years.

3. Eligibility requirements for credit card installment at Ru9
To purchase via installment, your credit card must meet the following conditions:

  • You are the primary cardholder.
  • Your credit card is currently active.
  • Your credit card account is not in arrears.
  • Minimum order value: For any order of 3,000,000 VND or more, you can choose your preferred installment term.
  • Installment conversion fee: Under Ru9's 0% interest policy, you pay the original product price plus the bank's conversion fee (typically 3.5%–7% depending on the bank, term, and amount).

4. Where to purchase on installment
You can easily buy on installment on Ru9's official website (ru9.vn) or at any of our 3 showrooms in Hanoi and Ho Chi Minh City:

  • HCM Showroom 1: 283A Hai Ba Trung, Ward 8, District 3, Ho Chi Minh City
    Hotline: 0964 777 910
  • HCM Showroom 2: B2 00 09 Sarimi Building, 72 Nguyen Co Thach, An Loi Dong Ward, Ho Chi Minh City
    Hotline: 0964 777 960
  • Hanoi Showroom: 110 Hai Ba Trung, Cua Nam, Hanoi
    Hotline: 0964 777 940
  • Opening hours: 09:00 – 21:00, Monday – Sunday

5. Partner banks and installment terms
Ru9 has partnered with 22 of Vietnam's largest and most reputable banks, so you can feel completely at ease when using this installment service.

  • Partner banks:

Partner banks

  • International payment cards:

International cards

  • Installment terms:

Installment terms

  • Steps to purchase on credit card installment:

Purchase steps

6. Installment via Fundiin

  • Step 1: Choose your preferred product on the website
  • Step 2: Select Fundiin as your payment method
  • Step 3: Receive information from Fundiin and create an account
  • Step 4: Choose your payment schedule and make the first payment
  • Step 5: Receive your order immediately and pay the remaining installments per your chosen schedule

Note: See the full shopping guide at fundiin.vn

Thank you for shopping with Ru9!